[tandtran]

Howdy,

Just want to get a feel on which insurance companies people are insuring their BMW's with? and what at the premiums are one paying for a 09 E90 325i M Sports....

[aaccon]

Originally Posted by tandtran

Howdy,

Just want to get a feel on which insurance companies people are insuring their BMW's with? and what at the premiums are one paying for a 09 E90 325i M Sports....

Hi,

Mine is not a 325 but for reference I insured my E90 320d with BMW Insurance (Allianz) this year. I swapped from Suncorp - the BMW quote was very competitive at the time. PM me if you need an idea of premium or any other info.

Cheers..

[MFKN3]

AAMI here, my premium is dirt cheap, just hope I don't have to make a claim. Mine is $1000pa with windshield cover and $300 excess (I think). Rating 1

[cruvon]

If you won't be doing too many kms Payasyou drive is good, saved me 50% over AAMI who I was with earlier. Stayed clear of Allianz since they were ridiculously expensive

[johnnydad]

I was two years with BMW (Allianz). I paid $1700 the first year, was a bit annoyed at paying $1850 the next but when the premium jumped to $2600 this year (agreed value $58K) I looked further afield.

AAMI were the cheapest ($1600 ish depending on options) but I rang my favoured panel shop and was advised not to use them as they do not offer choice of repairer. Finally settled on GIO - $1780 with hire car, windscreen and $62K agree value. Subsequently got $58 back for having CTP with them also.

If you read the fine print, the BMW policy is certainly the best - specifying genuine parts even when the car is older and giving you cover for service loan cars - but not worth the extra. Further they were hopeless to deal with over the 'phone when it came to looking at adjusting the quote and policy options.

Oh, I'm 48, full NCB, clean record. Such is the price of living in inner Sydney.

[chappy]

Im with BMW INSURANCE i changed from suncorp when i bought the 335 coupe and my age is 53 its $1352 noticed it keeps going up a couple of hundred dollars each year i thought $1352 was dear looking for other insurance quotes at the moment.

[Spikey]

Hi,

Mine's not a 325 but similar i guess, I'm with AAMI, annual was 879 per annum with windshield protect.. Rating 1, brisbane metro area

[tandtran]

I previously insured my Golf R32 and when it was time for a repair/claim they didn't allow me to choose my own repairer...

[VGR00]

Too many variables to compare because insurrance quotes are based on age, NCB rating, where / if the vehical is located, state, etc, etc. I'm with Suncorp as they satisfy my requirments. I found AAMI was cheaper however there was one or two things that I didn't like on their policy. Stay clear from Allianz if you intend to make any modification to you car as they are too conservative.

[xcuzme]

im with ing insurance (underwritten by qbe)

1900 with a low excess, insured for 99k
bmw was 2900.

[bcoz]

I've been with NRMA Insurance for ~20 years and have all other insurance with them (home building & contents, Club Care in lieu of Road Service, and will go back to them for CTP), so get multi-policy discount, years of insurance discount and 65% NCB.

$770 for $86K agreed value w/ $600 excess in Sydney metro area.

[Drew335]

I'm insured with BMW (aka Allianz) for $1,700 with agreed value of $80k. I like the cover BMW provide with guaranteed geniune parts, choice of repairer, hire car coverage etc. I was surprised how much it was initially, although it seems the 335 costs quite a bit more than other 3 series?

FYI went up $100 this year from the $1,600 I paid last year. having said that it's far less than the $2,400 NRMA quoted me when I bought it. I had my E46 insured with them and had been pretty happy, but the new quote was too high.

[335i-boy]

I am with NRMA.

2009 - 2010: Agreed Value = $111,500 , Hire Car = $63.52, Max No Claim Discount, PREMIUM = $2281.07

2010 - 2011: Agreed Value = $104,650 , Hire Car = $63.52, Windscreen = $63.52, Max No Claim Discount, PREMIUM = $2537.58

Was thinking about changing this year, but heard of tough claims processes with other companies. Choice of repairer is crucial to me.

I have had no issues with NRMA (knock on wood) with any car I have owned.

[tandtran]

yeah,

just did a quote with ING.. $1670.00 with $450 excess. - market value of $67,850.

Thanks guys.

[Ninjaoz]

i'm with allianz..my premium is $650 which definitely works out cheaper than other insurance companies! also include choice of repairer, windscreen protection etc.

[tandtran]

yeah, just did a allianz quote.. much cheaper than ing, ammi

thanks all

[samchuang33]

Originally Posted by bcoz

I've been with NRMA Insurance for ~20 years and have all other insurance with them (home building & contents, Club Care in lieu of Road Service, and will go back to them for CTP), so get multi-policy discount, years of insurance discount and 65% NCB.

$770 for $86K agreed value w/ $600 excess in Sydney metro area.

That is awesome price. Im paying ~$1300 for BMW (alliance) insurance. When i pick-up my car, cheapest I can find was close to $1600 so I was quite suprise that BMW insurance was cheapest at $1300 which has also the best cover. I had some problem getting quote at the time when new coz most insurance company doesn't know car existed coz new model. $500 excess and market value, replacement if rid off in first 2 year.

[Ninjaoz]

allianz works out slightly cheaper than BMW even though BMW insurance is underwritten by Allianz..they offer similar benefits, check the fine print!!

[GT1977]

Originally Posted by Ninja333

allianz works out slightly cheaper than BMW even though BMW insurance is underwritten by Allianz..they offer similar benefits, check the fine print!!

I had a strange situation with Allianz, and many other insurer's. For some reason, in my particular suburb, no one would insure my car for a reasonable price, except BMW Insurance, which as you said, it underwritten by Allianz.

I wont say where I live in Adeliade but my 335i would be one of the cheaper cars in my surrounding area. There are however a lot of tourists etc so maybe that increases the risk. BMW insurance was just under $1,300 pa for my car.

[Ninjaoz]

the dealer tried to convince us to insure both of our cars with BMW Insurance, it worked out about a few hundreds more than Allianz which in my opinion run by the same mob.

was with Shannon with my previous E36, but it was heavily modified..worth considering it also.

[SharifE]

335i e90 insured in inner west Sydney.
$1400 with allianz direct.
I found them to be the cheapest.

[cruvon]

whew, everyone has great rates here..think I need to call up and shop around again...AAMI who I was with was 2500 and BMW Allianz had quoted like 4000+ then when the car was new so AAMI was a good buy, all this for a 320i, agree that didn't have much of an insurance history in Australia back then. The payasyoudrive insurance am with now is about 1200.