Wheel & Tire Insurance

MoreCowbell · 01-01-2020, 04:38 PM

Featured on BIMMERPOST.com

Hey Guys...

Just wondering what everybody is doing in terms of Wheel & Tire insurance. Two dealers have quoted me CRAZY numbers. One was $4000 the other was $6000

Are there any good 3rd party options out there? I'm coming out of an Audi lease and I have multiple claims so I'd rather not roll the dice.

c^2 · 01-01-2020, 04:41 PM

Quote:

Originally Posted by MoreCowbell

Hey Guys...

Just wondering what everybody is doing in terms of Wheel & Tire insurance. Two dealers have quoted me CRAZY numbers. One was $4000 the other was $6000

Are there any good 3rd party options out there? I'm coming out of an Audi lease and I have multiple claims so I'd rather not roll the dice.

I was quoted $2695 from mine [covering a 3 year, 36k mile lease] covering both my summer and winter sets. Call out their BS

Maxjake · 01-01-2020, 04:51 PM

$1795, 5 years, 2 sets of tires and cosmetic with 0 deducible. The
dealership had a rebate that they applied to the wheel and tire coverage.

bloozemanAZ · 01-01-2020, 07:15 PM

Quote:

Originally Posted by c^2

I was quoted $2695 from mine [covering a 3 year, 36k mile lease] covering both my summer and winter sets. Call out their BS

Agreed. I was quoted $2640 and if no claims against it a 40% refund at the end of my 3-year lease. Granted here in AZ that is one set as no need for winter tires but regardless what you are being quoted is BS. Full disclosure is I'm still deciding on the coverage as the F&I guy at my dealer said I could pick up the coverage if I decided to do so in the next month (and of course have no pre-existing tire/wheel damage).

rb555 · 01-02-2020, 06:24 AM

I paid $1,895.00 for 5 years for tire and wheel insurance with no deductible. At the time when the finance mgr. was quoting me. He did mention that the insurance company wouldn't even sell it in NY because of the road conditions and all the claims.

Brain_attack · 01-02-2020, 07:40 AM

it depend on the insurance company. BMW finance provide for the tire and wheel +lease protection close to 6000 which is twice what safegarde offer

mgod · 01-02-2020, 07:59 AM

Quote:

Originally Posted by MoreCowbell

Hey Guys...

Just wondering what everybody is doing in terms of Wheel & Tire insurance. Two dealers have quoted me CRAZY numbers. One was $4000 the other was $6000

Are there any good 3rd party options out there? I'm coming out of an Audi lease and I have multiple claims so I'd rather not roll the dice.

Bullshit don't buy that crap

MoreCowbell · 01-02-2020, 04:37 PM

Quote:

Originally Posted by Brain_attack

it depend on the insurance company. BMW finance provide for the tire and wheel +lease protection close to 6000 which is twice what safegarde offer

How is the SafeGarde service? Has anybody tried it?

Brain_attack · 01-02-2020, 04:42 PM

Quote:

Originally Posted by MoreCowbell

How is the SafeGarde service? Has anybody tried it?

I had no issues for 6 years ( 2 leases cars) with them. I had to change the tire 3 times in one year and they didn't say anything.

MoreCowbell · 01-02-2020, 05:07 PM

Quote:

Originally Posted by Brain_attack

I had no issues for 6 years ( 2 leases cars) with them. I had to change the tire 3 times in one year and they didn't say anything.

How does it work? Just pay upfront and get reimbursed?

Brain_attack · 01-02-2020, 05:17 PM

my dealer is part of their network, so they did all that process. But if the dealer is not part of their network (most BMW dealers are part of it) you pay and get reimburse from them as I was told. check with your dealer.

noushy · 01-02-2020, 06:56 PM

I was complaining and they gave me cost on one of the good third party insurers (allstate) at $1509

Noushy

Resjudicata · 01-03-2020, 11:59 AM

Quote:

Originally Posted by MoreCowbell

Hey Guys...

Just wondering what everybody is doing in terms of Wheel & Tire insurance. Two dealers have quoted me CRAZY numbers. One was $4000 the other was $6000

Are there any good 3rd party options out there? I'm coming out of an Audi lease and I have multiple claims so I'd rather not roll the dice.

I was quoted 4k and passed. I probably should have got it, but since it's our 4th car and a convertible, we don't drive it much and usually not banging on it.

Jagu · 01-03-2020, 06:33 PM

Just get the Discount tire certificate and self insure the wheels. You'll never spend $4000 to replace damaged wheels over the life of a car.

MoreCowbell · 01-03-2020, 09:48 PM

Quote:

Originally Posted by Jagu

Just get the Discount tire certificate and self insure the wheels. You'll never spend $4000 to replace damaged wheels over the life of a car.

whats a discount tire certificate?

noushy · 01-04-2020, 10:49 AM

Quote:

Originally Posted by MoreCowbell

Quote:

Originally Posted by Jagu

Just get the Discount tire certificate and self insure the wheels. You'll never spend $4000 to replace damaged wheels over the life of a car.

whats a discount tire certificate?

Discount Tire sells insurance as well and they are great to deal with.

Noushy

bloozemanAZ · 01-05-2020, 06:29 PM

Quote:

Originally Posted by noushy

Discount Tire sells insurance as well and they are great to deal with.

Noushy

I knew about their road hazard certificates on tires you purchase from them but did not know they will insure other wheels/tires not purchased directly from them. Thanks as going to check into that.

noushy · 01-05-2020, 07:11 PM

Quote:

Originally Posted by bloozemanAZ

Quote:

Originally Posted by noushy

Discount Tire sells insurance as well and they are great to deal with.

Noushy

I knew about their road hazard certificates on tires you purchase from them but did not know they will insure other wheels/tires not purchased directly from them. Thanks as going to check into that.

They did for me on the factory originals. Depends on the manager they want your business

Noushy

spidermack · 01-06-2020, 04:08 AM

Hi folks, I'm amazed with the cost of tyre & wheel insurance some of you folks in the US are quoting. I purchased my M4 Competition two & a half years ago. A set of 20" 666 wheels & my winters 19" & tyres were covered for 4 years for £450. No costs for repairs. I'm often in US and notice many things are cheaper eg fuel ! However many things eg Health care are much more expensive. This it seems now includes tyre & wheel insurance

noushy · 01-06-2020, 01:11 PM

Quote:

Originally Posted by spidermack

Hi folks, I'm amazed with the cost of tyre & wheel insurance some of you folks in the US are quoting. I purchased my M4 Competition two & a half years ago. A set of 20" 666 wheels & my winters 19" & tyres were covered for 4 years for £450. No costs for repairs. I'm often in US and notice many things are cheaper eg fuel ! However many things eg Health care are much more expensive. This it seems now includes tyre & wheel insurance

sadly US roads are some of the worse especially in the snow and rust belt regions. The south it is better. Back in the day the insurance was $400-600 but with each subsequent car and the larger and more expensive wheels the price keeps going up. I ended up getting it for around $1300 but that was dealer cost and part of the deal.

Noushy

Jagu · 01-22-2020, 03:59 PM

Quote:

Originally Posted by bloozemanAZ

I knew about their road hazard certificates on tires you purchase from them but did not know they will insure other wheels/tires not purchased directly from them. Thanks as going to check into that.

They will insure tires on any car so far as they are not worn and they will certainly insure new tires on a new car. I have blown out 10 tires on my M550i and they have always replaced them hassle free. I will never buy the dealership policies again.

DRA · 01-24-2020, 12:40 AM

The dealership will rarely refuse your request to change tires/wheels as they actually would later charge BMW for that and get more than even.

01-01-2020, 04:38 PM	#1
MoreCowbell Lieutenant Colonel 490 Rep 1,700 Posts Drives: 24 i5M60 23 X740 23 Vette Z06 Join Date: Feb 2006 Location: Westchester, NY iTrader: (0)	Wheel & Tire Insurance Featured on BIMMERPOST.com Hey Guys... Just wondering what everybody is doing in terms of Wheel & Tire insurance. Two dealers have quoted me CRAZY numbers. One was $4000 the other was $6000 Are there any good 3rd party options out there? I'm coming out of an Audi lease and I have multiple claims so I'd rather not roll the dice.
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01-01-2020, 04:51 PM	#3
Maxjake New Member 3 Rep 27 Posts Drives: M6 GC 2015 Join Date: Jun 2012 Location: RI iTrader: (0)	$1795, 5 years, 2 sets of tires and cosmetic with 0 deducible. The dealership had a rebate that they applied to the wheel and tire coverage.
	Appreciate 2 Resjudicata1599.00 noushy1657.00 Quote

01-02-2020, 06:24 AM	#5
rb555 Enlisted Member 33 Rep 37 Posts Drives: 2019 BMW M850I convertible Join Date: Jun 2015 Location: Massachusetts iTrader: (0)	I paid $1,895.00 for 5 years for tire and wheel insurance with no deductible. At the time when the finance mgr. was quoting me. He did mention that the insurance company wouldn't even sell it in NY because of the road conditions and all the claims.
	Appreciate 0 Quote

01-02-2020, 07:40 AM	#6
Brain_attack Riding the stars 56 Rep 112 Posts Drives: M3 Join Date: Apr 2016 Location: Ky iTrader: (0)	it depend on the insurance company. BMW finance provide for the tire and wheel +lease protection close to 6000 which is twice what safegarde offer
	Appreciate 0 Quote

01-02-2020, 05:17 PM	#11
Brain_attack Riding the stars 56 Rep 112 Posts Drives: M3 Join Date: Apr 2016 Location: Ky iTrader: (0)	my dealer is part of their network, so they did all that process. But if the dealer is not part of their network (most BMW dealers are part of it) you pay and get reimburse from them as I was told. check with your dealer.
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01-02-2020, 06:56 PM	#12
noushy ///M Fan 1657 Rep 1,490 Posts Drives: M8 Comp, X5M Comp, iX M60 Join Date: Jul 2012 Location: Orchard Lake, Mi iTrader: (1)	I was complaining and they gave me cost on one of the good third party insurers (allstate) at $1509 Noushy __________________ 2019 BMW X5 50i Mineral White/Tartufo all options including M Sport 2022 Porsche 911 C4S Silver/Brown 2023 BMW iX M60 Black Sapphire/Amido, Titanium Bronze trim/22 2023 Audi RS6 Avant Daytona Gray/Black 2024 BMW X5M Comp Brooklyn Gray/Taruma Brown, Titanium Exhaust on order
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01-03-2020, 06:33 PM	#14
Jagu First Lieutenant 156 Rep 386 Posts Drives: 2018 750i Xdrive-Loaded Join Date: May 2005 Location: Atlanta iTrader: (0)	Just get the Discount tire certificate and self insure the wheels. You'll never spend $4000 to replace damaged wheels over the life of a car. __________________ 2018 750I XDrive. Loaded with Every Package. Black on Black.
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01-06-2020, 04:08 AM	#19
spidermack Private First Class 126 Rep 190 Posts Drives: M4 Comp Pack San Marino Blue Join Date: Feb 2017 Location: Aberdeen, Scotland iTrader: (0) Garage List 2017 BMW M4 Competi ... [0.00]	Hi folks, I'm amazed with the cost of tyre & wheel insurance some of you folks in the US are quoting. I purchased my M4 Competition two & a half years ago. A set of 20" 666 wheels & my winters 19" & tyres were covered for 4 years for £450. No costs for repairs. I'm often in US and notice many things are cheaper eg fuel ! However many things eg Health care are much more expensive. This it seems now includes tyre & wheel insurance
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01-24-2020, 12:40 AM	#22
DRA Private First Class 148 Rep 114 Posts Drives: 2020 BMW M8 Comp, 2018 BMW X5 Join Date: Nov 2019 Location: CA iTrader: (0)	The dealership will rarely refuse your request to change tires/wheels as they actually would later charge BMW for that and get more than even.
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