Quote:
Originally Posted by RickFLM4
Yeah, I'd think he'll need to pay the entire subsidy back, effectively getting him back to the pre-subsidy pricing. But that's just based on logic, as haven't dealt with subsidies or know how they work or any potential penalties.
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Yeah, if I keep the insurance for 3 months and make over $20k in 2024 (which I know I will), I'll have to pay about $1,100 back(the full plan price is $355.45 x the 3 months I used the plan). I still think it's a better deal to take the $21/month for 3 months than take the employer health insurance when I can enroll and cancel the marketplace insurance.
If I take the marketplace insurance at the $355.45/month, the deductible goes up from $0 to $4,400, I'll have to pay for labs, etc. At the $21/month, I don't have to pay for Jack.