I can't speak to AZ laws, but here in NY and NJ pedestrians ALWAYS have the right of way. It doesn't matter how the person was dressed, if they had a bike with them, if they crossed in a crosswalk, etc.. If you're operating a motor vehicle you're responsible for not hitting pedestrians. Period.
NYC is so anti-car, they'd laugh you right into a Rikers Island jail cell if you took the position that the pedestrian was at fault for you hitting them.
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