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I had the same dilemna with my 840 and decided against it as the cost was really high.
Since the warranty expired I have only had one bill for c£220 to have the regen filter cleared out - I don’t think this would have been covered but even if it had the extended warranty still looks expensive.
It’s the same as all insurance - if you don’t make a claim it’s a total waste of money!
One thing I would strongly recommend is going over the car and check absolutely everything before warranty expires - one of the climate controls in the back of mine wasn’t working (I had no idea!) and it was a huge bill as the whole console had to be replaced…at BMWs cost.
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