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      12-25-2018, 07:54 AM   #3
mptpa
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Drives: 2019 M850i
Join Date: May 2014
Location: Tampa, FL

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Quote:
Originally Posted by onesixeight View Post
Quote:
Originally Posted by mptpa View Post
Hi
Can someone chime in on this deal.
Price. Euro invoice plus $500 $108,000
Quoted MF of 0.00222 plus ED uplift of 0.0003
Could apply 7xMSD reducing MF by 0.00035
No loyalty credit for ED
No cap cost reduction
Comes to monthly for $1700 (10k per year 3yrs)
Residual of 54%

Question:
- MF sounds high to me
- what is a better deal than this (current offer of $1500/month for US delivery) which can be had with MSDs
Includes $5500 cap cost reduction.

Which is better?
MF looks marked up by .0004 - the base MF for Dec 2018 should be .00182.

ED invoice plus $500 sounds fair. I'd just ask for the base MF and do MSD if you're looking to lower the MF even further.
Quote:
Originally Posted by onesixeight View Post
Quote:
Originally Posted by mptpa View Post
Hi
Can someone chime in on this deal.
Price. Euro invoice plus $500 $108,000
Quoted MF of 0.00222 plus ED uplift of 0.0003
Could apply 7xMSD reducing MF by 0.00035
No loyalty credit for ED
No cap cost reduction
Comes to monthly for $1700 (10k per year 3yrs)
Residual of 54%

Question:
- MF sounds high to me
- what is a better deal than this (current offer of $1500/month for US delivery) which can be had with MSDs
Includes $5500 cap cost reduction.

Which is better?
MF looks marked up by .0004 - the base MF for Dec 2018 should be .00182.

ED invoice plus $500 sounds fair. I'd just ask for the base MF and do MSD if you're looking to lower the MF even further.
The finance guy showed me the screenview from BMW stating it as 220 basis points. The ED uplift is .0003 bringing to .0025. 7 MSDs bring this down by .00035 so really the net is .00215. Not sure the savings from MSD is worth tying up at the lower discount now.

I have worked the numbers and it makes more sense to do BMW Select with very little down (5k) and I can still get ED price. Comes to about $1495/m inc taxes. If the REsidual value changes in Jan or Feb, lease might make sense again.

Happy holidays.
__________________
2019 M850i (ED Mar 2019) Sonic Speed Blue/Fiona Red/Black
2018 X4 M4.0 blue/white (wife?s)
2015 i8 (Feb 2016) White Pure Impulse (SOLD)
2015 M4 (ED Aug 2014) Austin Yellow/Sakhir Orange, EXEC, DCT, LED, Driver Assist (SOLD)
2015 328GT (ED Apr 15), White, loaded (Wife's)
2012 X3 2.8, Dark Blue/Red (Wife's SOLD)
Retired: 2011 535i, ED / 2008 335is / 2006 525i ED,
2003 525i ED / 2002 Audi TT
Appreciate 0