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How about a simple call to Allstate and ask why they raised your rate. This will clarify the reason. Years ago I carried State Farm Insurance for my home owners policy and my yearly rate went up some $500.00. I called them and they told me it was because of the 500-year floods in the mid-west that occurred the prior year.
I cancelled them immediately and went to a local carrier in my state - Pemco Insurance.
Also, check your state laws concerning an insurance carrier drastically raising rates on a no-fault claim. In addition, research the "Insurance Fair Conduct Act" that might award triple damages for ripping you off.
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