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I have about 35 years left work work lol. With that said our plan is pretty simple and half figured out. Max out 401k - luckily have been able to do this for the last few years now, another 10% of mine towards investments - typically voo or some other etf that’s lower risk. 50% of hers towards savings which I’ll soon partial divert to investments. Figure it’ll pan out just fine. Hope to have more than $5mil come retirement age if all goes well.
Idk what amount would be necessary for us to retire - things are just getting going so I feel the question is more difficult
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