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There is a reason that claims for accidents that are not your fault impact your rates in most jurisdictions in North America (the exceptions are the four government run auto regimes in Canada).
Simply put, even though you're not at fault, your insurance can only subrogate the actual loss to the at-fault driver's insurance. They do not recover their adjusting/estimating/processing costs. Therefore, even though you weren't at fault and your insurer has likely recovered the claims payout, there are still costs recorded against your policy that are then factored into the underwriting algorithm used for rate setting.
As above, don't put through any modest cost claims to your insurance even if there's another liable party. That applies to all insurance, including your home.
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