The zip code where you live is a major factor as well as the coverage limits. I live in the most expensive zip code for insuring cars in Florida. It's because the average age of drivers here has to be over 80yrs. Even my malpractice insurance is higher here than any other county in the USofA.
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2018 F80 M3. YMB/BLK. ZCP. Three Pedals.
"Education will never be as expensive as ignorance."
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