There's nothing inherently wrong in financing, 60 or 72 months even. What is important is the motivation... If you finance for a long term because you cannot otherwise afford that is one thing. If you finance because you prefer cash flow or having the money in the bank and the finance charge is reasonably low, then great.
I tend to finance and use my cash for elsewhere, but I can also just pay cash.
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2016 428i GC
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