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Also for your information, chinese people have money .. remember that.!!! Right now. im paying 750 / month dollars and total 51K with interest to purchase.. 750 to 1200 is not far to reach .. price range...
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No one is questioning the financial situation of you and your family. And if you really had money, there would be no need to do payments and waste unneeded amount on interest, just pay the whole thing cash before you leave the dealership.
Also 750 and 1200 is quite far off...it is almost double of what you are paying now. Before you make the switchover, go look at the insurance and maintenance factor as well.