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is this a good deal? 2021 840xi conv - MSRP 104,400, monthly payment 1099.98 for 12K/36 Months, only 7MSD and first month upfront.
2021 840xi Convertible
Lease Calculator 12000 miles/year
MSRP $104,400.00
Base Cap Cost $89,992.80 13.800% -$14,407.20
Residual Value $54,288.00 52.000%
money factor 0.00051 1.230% (with 7MSD)
term (# of months) 36
Depreciation $35,704.80
Doc Fees $399.00
Acquisition Fees $925.00
BMW Maintenance $0.00 (included with 8 series)
NJ Tax (on Deprc+docfees+Bank Fees+maint) $2,453.16 6.625%
NJ Surcharge (.4%) $179.97 0.400%
Registration $323.00
tire tax $7.50
Prior Lease charge $0.00
Total other $4,287.63
early lease trade-in tax credit $0.00
Down Payment -$255.00
BMW Loyalty -$3,000.00
BMW lease Credit $0.00
new college graduate $0.00
Total of Rebates and down payment -$3,255.00
Lease Finance Charge Total $2,681.03
Sales tax on Finance Charge $177.62
Additional Finance Charge $3.28
Total (Depreciation+Fin Chrg+Tax&Other-Rebates) $39,599.36
Total Monthly Payment $1,099.98
1st Month 1,099.98
7MSD 7,700.00
down-payment 255.00
prior 7MSD applied -4,900.00
Total Due at Signing 4,154.98 payment
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