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      05-20-2020, 09:50 PM   #88
claykin
Brigadier General
United_States
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Drives: various BMW
Join Date: Nov 2009
Location: Florida

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I didn't read 4 pages of comments. A few questions

Did any airbags deploy? If airbag(s) deployed then that'll add many thousands to the repair. Or tens of thousands...

Who is your insurance carrier and do you have an agreed value endorsement on your policy? If so, your car should still be valued at every penny you paid for it. Otherwise depreciation will be taken. Obviously, if a lease, not your problem as you have gap insurance.

Is car owned or leased? Diminished value claims are commonly rejected for lease cars since you don't own it. This is statutory in many states.

Good luck however it works out and thankfully no one was hurt.
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