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[QUOTE=2011ninja;26200125]I'm guessing The at fault party paid for repairs and their was no subrogation.
The change in premium I was referring to was the market value of car not points on a license; good stuff not at fault.
The money you received may have been punitive damages the attorney negotiated or pain and suffering. Even if you don't treat with a dr. You can get pain and suffering.
Nice it worked out for ya in the end![/QyUOTE]
The punitive damages, lost wages, diminished earning capacity, and medical expenses were all resolved much later. I never learned exactly why the insurance companies took different tacks on the repairs. I guess it worked out financially, but I would rather have a fully functioning spleen. And more on topic to the BMW forum, I am thankful today to drive a car that would better protect me in a similar accident.
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