// UPDATE
I made the change per Bloozeman's guidance (thank you for that and your perseverance) and... nothing happened. But, ah hah, the next day, nothing happened.
This went on for a few more days and I even considered calling the BMW Genius phone number. However, sanity and an act of kindness from BMW's cloud service prevented that pain: the car out-of-the-blue offered a map update and downloaded the southern states--> YEY!
Et voila--problem solved. Now when I ask Skippy to take me home, it actually does.