[Whostheboss]

Originally Posted by SheaButter

I'm not scared to be wrong, it has more to do with needing data for a real answer, there are so many data guys on this forum that would give very comprehensive answers. Like I said, if this is just for a "for fun scenario" I don't have an answer.

Retirement is only maxed around the 5k marker if you make under $105k (roughly) with a Roth IRA.

Scenario 5:
-Age:33
-Income: $115,000 yearly, monthly = $7260 after tax
-Savings: $10000 , Retirement: $20000
-Monthly Bills: $2700
-$400,000 house in Seattle, WA and not looking to move/upgrade)
-Single
-Loves sports coupes in the sports/luxury class.
-A short daily commute
-Likes car mods>stock cars

Given this scenario I would say they would be greatly suited for a 2012 S5 Coupe. Why, with 20% down you're looking at around a $500/mo payment allowing flexibility to modify the car with performance/aesthetics parts, and allow a budget for maintenance/repairs. This car is AWD but still has more of a RWD feel, which is great for performance in the rainy Seattle, WA. The car will hold value at a reasonable rate. This car budget also allows freedom for other projects/travel.