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+1. My dealer told me the same on prior cars. If you pay off before 3 months the dealer loses their cut. So wait until the 4th month and switch or pay off.
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Bluegrass Bimmers
Current: 2019 G30 540i M Sport | 2022 & 2018 G01 X3 xDrive30i
Past: 2017 F30 340i M Sport/6MT | 2013 E70 X5 3.5 | 2011 E90 ///M3 6MT | 2005 E46 330i ZHP 6MT | 2001 E53 X5 3.0 | 2000 E39 528i Sport/5MT | 1998 E39 528iA | 1997 E38 740i | 1993 E36 318is
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