Quote:
Originally Posted by JohnnyCanuck
Generally speaking, you're going to need a replacement cost policy or endorsement for any type of assurance that OEM parts will be used where used/jobber alternatives exist. Even then, it is dependent on policy wording. Ask your agent to do the legwork on this.
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Be careful on "replacement cost" policies. Have seen this a couple times at our body shop. Two year old car that had been rolled end over end. At first, adjuster was going to write it off as the repairs were worth more than the car, but then they noticed it had replacement cost coverage. In that case, they keep going until the repairs are worth MORE than the price of a new car. So, two year old car with $65k in damages was fixed because the new one was $70k. Car has been a nightmare of rattles, squeaks, electrical issues since.