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I bought out a GM lease about 2/3 of the way through, it was super easy and didn't cost much in fees. Refinanced through my credit union. Never touched paperwork, the credit union most of the work for me.
If I were in your shoes, that's what' I'd do, and do it now so you have time to sort this stuff out. I'd then sell private party if possible about a month prior to the replacement arrival, use the profits to rent if there is some time gap, and use as a trade-in if needed.
Interest rates are high right now, but it's only a few months, and you can make a crap tone more on private party sales.
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