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I was in a somewhat similar situation. I ended up with an 08 e90 m3 with 38k miles 2.5 years ago. It'll put a smile on your face every time you start it. For $40k you can find a 2010-11 with under 40k miles. Hold out for a good car.
I can't find another car that I can enjoy as much. Save up for certain repairs like throttle actuators and you'll be fine.
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